Selecting Your Lender
Interest rates change daily so today's quote may not be available tomorrow.
Often the rates quoted over the phone are not "locked" prices and the lender just wants to get you in the door. This means that the rates would be subject to change until the day your loan closes instead of being predetermined for a specific period of time.
The lender knows nothing about your situation or needs so the interest rate they quote may or may not be a program that will fit your individual need.
You won't know what the lender has to offer you in terms of service.
Competitive rates are important, but when you consider the fact that most lenders get the same sources (and therefore have ssentially the same rates to offer), you must look at some other factors before choosing a lender. You need a lender who works with you and your real estate agent as a team with the same goal – to close your loan in a timely and professional manner.
Questions to ask:
Give us a call today to discuss all your real estate needs!
Dafna and Tina,
Dafna Mizrahi & Tina Kyriakis
REALTOR, ePro, Seniors R.E. Specialist, Probate Specialist
Coldwell Banker Residential Brokerage